When you need Workers Compensation Insurance in greater Bristol, call the friendly staff at Irongate Insurance. Irongate Insurance Counselors LLC is greater Bristol’s leading provider of all types of business insurance. Connecticut’s Workers’ Compensation Act requires that businesses provide workers’ compensation coverage to their employees. The Connecticut Workers Compensation Act guarantees medical care, protection against income loss, and survivor benefits for employees who suffer work-related injury, illness or death. Through this no-fault system, employees receive wage replacement benefits and medical treatment for work-related injuries and illnesses. Benefits are awarded to an injured employee without regard to fault or negligence on the part of the employer or employee. Workers Compensation also establishes a system for resolution of disputes over benefits without filing lawsuits.
If you have employees, most states require your company to have workers compensation insurance coverage. The act covers all employment relationships entered into in Connecticut, whether or not the employee is injured in the state. No matter how safe you think your workplace is, you need workers compensation insurance to ensure that even one accident doesn’t turn into a major loss for your company. Each state has different laws governing the amount and duration of lost income benefits, the provision of medical and rehabilitation services, and how the system is administered. Get your small business the protection you need – for your company and your employees. If you’d like to learn more about Workers Compensation, call Irongate Insurance Counselors today at (860) 658-6500.