General Liability Insurance Protection

If you have or are planning to open a Connecticut business in the Bristol area, you will want a general liability insurance policy to protect your interests. The agents at Irongate Insurance Counselors, LLC offer many types of business insurance. Commercial General Liability, or General Liability Insurance offers protection for business owners from direct or indirect damages to another party. The policy protects your business from another person or business’s claims of bodily injury, associated medical costs, and damage to property. From a slip and fall accident in your parking lot to injuries resulting from using your product, your general liability policy covers expenses related to out-of-court settlements, litigation, and court judgments. As a business owner, being properly insured is critical to protecting your company. Irongate Insurance will help you choose the right insurance for your company.

General Liability coverage is designed to protect small business owners from direct or indirect damages to another party. Your liability insurance helps pay for damages caused by the actions of your business or employees. General liability coverage pays for property damage and personal injuries involving customers, visitors and sub-contractors. Business owners have a choice regarding insurance deductibles and policy limits within their coverage.

General Liability Insurance coverage usually includes:

Property Damage, Data Loss, or Bodily Injury
This coverage could include claims expenses if you injure a third-party or damage someone else’s property. Fire damage at a physical location you rent for your business is covered under this policy. Data loss or computer damage due to an accident would be covered under your GL policy, which could cover the costs associated with recreating the lost data.

Medical Payments
Medical payments resulting from any bodily injury you may be held legally responsible for.

Defense Costs
Attorney representation to defend your company regardless of fault.

Personal & Advertising Injury
If you’ve been sued for libel and slander, Irongate Insurance could help provide claims coverage.

Just like businesses, business insurance comes in all different sizes. Being prepared, expecting the unexpected, protecting your assets, protecting your property, and protecting your reputation are only a handful of reasons to speak to an experienced insurance agency like Irongate. The professionals at Irongate Insurance have your company’s best interests in mind.

Small business insurance should help you protect your company’s property, your income, and liability claims against you. A general Business Owner’s Policy combines coverages for business property, general liability and business income insurance in a single policy. Do you have specific questions or need to reach a business insurance agent? Our agents will be happy to talk to you Monday through Friday from 9 am to 5 pm. Our agents will work with you to assess the risks your business may face and help you select coverages that suit your needs. We help you manage your risks so you can protect your small business and focus on long term business growth and success. We invite you to call our Burlington office: 860-658-6500.


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General Liability Business Insurance | Bristol CT | Irongate Insurance Counselors